TENANT PROTECTOR I

Tenant Protector I provides up to $25,000 in coverage for covered losses to your personal property. Please click ADD TO CART to purchase Tenant Protector I via our secure server. The specifics of Tenant Protector I are described below:
  • Personal Property Coverage: $25,000.00
  • Loss of Use: $2,000.00
  • Damage of Property of Others: $1,000.00
  • Medical Pay to Others: $1,000.00
  • Property Off Premises: $1,250.00
  • ID Theft Coverage: $15,000.00
  • Liability: $100,000.00
  • Annual Premium: $156.00

REPLACEMENT COST

If you suffer a covered loss with Tenant Protector I coverage, claim payment is determined by the Actual Cash Value of the damaged property. Actual Cash Value is determined by the replacement cost of the damaged or destroyed property at the time of loss minus its depreciation. For new or newer property, Family Mutual Insurance Company recommends all policyholders add a Replacement Cost endorsement to their Tenant Protector I policy. With this endorsement in effect, claim payment is determined by replacement cost at the time of loss without reduction for depreciation. Replacement Cost coverage for Tenant Protector I is available at additional cost of $37.50 annually and can be added to your order after you select Tenant Protector I.

REFRIGERATED PRODUCTS ENDORSEMENT

Refrigerated Property Coverage protects your refrigerated food if power failure beyond your control or mechanical failure causes spoilage. This is perfect coverage for hunters or policyholders who maintain a large amount of frozen or refrigerated meat in their refrigerator or freezer. Refrigerated Property coverage is available at a cost of $1.30 per $100. Choose between coverage levels of $200.00, $300.00, $500.00, $750.00, $1,000.00, and $2,000.00. Refrigerated Products can be added to your order after you select Tenant Protector I.

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TENANT PROTECTOR II

Tenant Protector II provides up to $15,000 in coverage for covered losses to your personal property. Please click ADD TO CART to purchase Tenant Protector II via our secure server. The specifics of Tenant Protector II are described below:
  • Personal Property Coverage: $15,000.00
  • Loss of Use: $1,200.00
  • Damage of Property of Others: $750.00
  • Medical Pay to Others: $750.00
  • Property Off Premises: $1,000.00
  • ID Theft Coverage: $15,000.00
  • Liability: $100,000.00
  • Annual Premium: $120.00

REPLACEMENT COST OPTIONS

If you suffer a covered loss with Tenant Protector II coverage, claim payment is determined by the Actual Cash Value of the damaged property. Actual Cash Value is determined by the replacement cost of the damaged or destroyed property at the time of loss minus its depreciation. For new or newer property, Family Mutual Insurance Company recommends all policyholders add a Replacement Cost endorsement to their Tenant Protector II policy. With this endorsement in effect, claim payment is determined by replacement cost at the time of loss without reduction for depreciation. Replacement Cost coverage for Tenant Protector II is available at additional cost of $22.50 annually and can be added to your order after you select Tenant Protector II.

REFRIGERATED PRODUCTS ENDORSEMENT

Refrigerated Property Coverage protects your refrigerated food if power failure beyond your control or mechanical failure causes spoilage. This is perfect coverage for hunters or policyholders who maintain a large amount of frozen or refrigerated meat in their refrigerator or freezer. Refrigerated Property coverage is available at a cost of $1.30 per $100. Choose between coverage levels of $200.00, $300.00, $500.00, $750.00, $1,000.00, and $2,000.00. Refrigerated Products can be added to your order after you select Tenant Protector II.

Buy Tenant Protector II

READ ABOUT AVAILABILITY

Family Mutual Insurance is licensed to sell insurance in the following 30 counties within North Dakota. If you do not reside in any of the 30 counties listed below, or if you are not intending to relocate and rent in one of those 30 counties listed below, then Family Mutual Insurance cannot offer or issue you rental insurance at this time.

BARNES COUNTY BENSON COUNTY BURLEIGH COUNTY CASS COUNTY CAVALIER COUNTY
DICKEY COUNTY EMMONS COUNTY GRAND FORKS COUNTY LaMOURE COUNTY LOGAN COUNTY
McLEAN COUNTY McHENRY COUNTY McINTOSH COUNTY McKENZIE COUNTY MERCER COUNTY
MORTON COUNTY MOUNTRAIL COUNTY PEMBINA COUNTY PIERCE COUNTY RAMSEY COUNTY
RANSOM COUNTY ROLETTE COUNTY RICHLAND COUNTY SARGENT COUNTY STARK COUNTY
STUTSMAN COUNTY TOWNER COUNTY WALSH COUNTY WARD COUNTY WILLIAMS COUNTY