Farm Insurance

Family Mutual Insurance offers farm insurance in North Dakota. Farm insurance is a part of a crucial strategy to protect and preserve your farm and farm property from the risks and perils inherent in farming. Family Mutual Insurance offers a wide variety of endorsements to insure your particular farm property.

Farm-mate Policy

The Farm-mate policy provides basic named-peril coverage on eligible farm insurance risks. Family Mutual Insurance will insure many types of farm insurance risks, ranging from small acreage in the country up to large farm or ranch operations. We offer competitive farm insurance rates for your livestock, grains, hay, outbuildings, and any type or size of farm machinery.

Family Mutual Insurance will also tailor the basic farm policy to fit your specific farm insurance needs. Farm dwellings can also be insured on this policy. For further information regarding this farm insurance policy, please visit our Agent Locator page to select an authorized agent to assist you.

Farm Guard Policy

The Farm Guard policy offers basic liability protection to insure both personal and business property. From small-scale operations all the way up to the larger-scale operations, Family Mutual Insurance has many endorsements available to make your liability coverage adequate for your risk.

Custom Farming and Custom Feeding endorsements, along with Incidental Business Activity endorsements, are available to insure income streams derived from non-farm sources. For further information regarding this or other farm insurance policies please visit our Agent Locator page to select an authorized agent to assist you.

Commander Dwelling Policy

The Commander Dwelling farm insurance policy is our best farm insurance policy for homes in the country. This farm insurance policy provides special form coverage, and is well-suited for high-quality homes.

Custom Dwelling Policy

The Custom Dwelling policy is our broad form policy for dwellings in the country. This farm insurance coverage is a step up from basic named-peril coverage in the Farm-mate insurance policy and is available with or without replacement cost coverage.

Dwelling I Policy

The Dwelling I Policy provides limited named-peril coverage on dwellings when the Farm-mate policy is not appropriate. There is no coverage in this policy for the perils of theft or vandalism/malicious mischief.

Dwelling Property Policy

The Dwelling Property Policy provides basic named-peril coverage on dwellings when the Farm-mate policy is not appropriate. This policy provides coverage for named-perils such as wind, hail, explosion, riot, aircraft, smoke, vandalism, and theft.