Rental Insurance

Family Mutual Insurance is honored to offer tenants Renters Insurance available at one of the lowest rates available in North Dakota. Renters Insurance is a must-have for most tenants, because Renters Insurance insures keepsake possessions, furnishings, and other assets against loss or theft.

Many landlords are now requiring tenants maintain Rental Insurance. Many Landlords do not offer Renters Insurance to tenants. Rather than risk the loss or theft of your personal possessions buy Renters Insurance today. when you enter into a Landlord/Tenant relationship, Renters Insurance can protect you from common claims and calamities that arise during your tenancy.

Family Mutual Insurance offers a wide variety of coverage in its Renters Insurance to insure specific risks and potential perils you might face as a tenant. $15,000 in Identity Theft Coverage is included in each Renters Insurance policy at no additional cost to those customers who acquire Family Mutual Insurance liability coverage.

Renter Insurance Policies

Tenant Protector

Tenant Protector Renters Insurance from Family Mutual Insurance is specifically designed for North Dakota tenants. Rates start as low as $10 per month for $15,000 coverage for your personal property, $1,000 for property lost off premise, $1,200 coverage for loss of use benefits if you are forced out of your apartment because of fire or water damage, and $100,000 in liability coverage, including $15,000 in identity theft insurance.

For further information regarding this Rental Insurance policy please visit our Agent Locator page and select the appropriate country to select an authorized insurance agent to further assist you.

Dwelling I Renters Insurance

Dwelling I Renters Policy provides limited named-peril coverage for a covered loss occurring on owner-occupied, tenant-occupied, town or rural dwellings when Home-Guard or Farmate policies are not appropriate.

There is no coverage in this Rental Insurance policy for perils of theft or vandalism / malicious mischief. For further information regarding this Rental Insurance policy please visit our Agent Locator page and select the appropriate country to select an authorized insurance agent to further assist you.

Dwelling Property Insurance

Dwelling Property insurance policy provides basic named-perils coverage on owner-occupied, tenant-occupied, town or rural dwellings when the Home-Guard or Farmate policies are not appropriate. This policy provides coverage for named-perils such as wind, hail, explosion, riot, aircraft, smoke, vandalism, and theft.

For further information regarding this Rental Insurance policy please visit our Agent Locator page and select the appropriate country to select an authorized insurance agent to further assist you.

HG4 Contents Broad Form Insurance

This HG4 Contents Broad Form insurance policy is designed for tenants requiring coverage for personal property and liability. Whether you are just starting out on your own or finding yourself in transition to another rental dwelling, Family Mutual Insurance can insure personal property and liability insurance needs of tenants entering into a Landlord/Tenant relationship.

The HG4 is also a popular policy for college students living away from home. While many homeowners insurance policies extend certain coverage for college students living away from home, it can be more peace of mind to keep student risk separate in order to fully cover personal assets in the event of a loss. In addition to insuring personal property and liability coverage, the HG4 policy also includes $15,000 in Identity Theft coverage.

For further information regarding this Rental Insurance policy please visit our Agent Locator page and select the appropriate country to select an authorized insurance agent to further assist you today.